At the Railway Benefit Fund, no problem is too big or too small. We are the only UK charity solely dedicated to supporting current and former railway people and their financial dependents in times of need.

We are an independent organisation and all enquiries to the charity are dealt with promptly and in complete confidence. We offer peace of mind and are here to support people like you, whether you are a current or former railway employee.

Assistance is provided in many forms, on a short or long-term basis and is specifically tailored to an individual’s situation. We do not operate on a ‘one size fits all’ system.

The charity offers financial assistance, practical help and wide-ranging advice, all in the strictest of confidence. Help is only a phone call away. We can help you through a variety of problems.

Specialist Money Advice

The RBF is the charity for all rail staff. Our aim is to proactively support all rail staff that may be at risk of problem debt, through the provision of practical and accessible money advice services. We have collaborated with Citizens Advice to provide free, confidential, general and specialist debt advice.

Financial Assistance

If you are currently experiencing financial difficulties, the RBF may be able to help you. We help hundreds of current and former employees and their families each year. As a responsible charity, we assess all cases individually to ensure that the charity’s funds go to those who need it most. Examples of things we can help with include housing debts, family welfare, unforeseen emergencies, as well as other financial hurdles families face. These are just a few examples of how we can help you - please get in touch today and talk to our team if you think there is a way we can help.


RBF has a team of experienced staff who can provide information and advice on a wide range of issues. Occasionally it may be that a situation requires specialist support. Should this occur, we will not turn you away - we pride ourselves on being the first step to fixing your worries. This means that if you come to us with a problem, even if we are unable to assist you ourselves, we will signpost you to one of our specialist partner organisations. 

New app

We are delighted to announce that you can now download our very own RBF advice app. The app is home to an array of legal support and advice available to those within the rail industry. Available for both Apple and Android phones. Search ‘Railway Benefit Fund App’.

Contact us: or

You can also call us on 0345 2412885. Charity Number. 206312.

Work outside of rail?
Other sectors also have benevolent funds which may be able to help you - search for them online.